:root{--navy:#042C53;--blue:#0C447C;--green:#639922;--tint:#EAF3DE;--sky:#E6F1FB;--g1:#5F5E5A;--g2:#B4B2A9;--g3:#F1EFE8}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font:16px/1.55 system-ui,-apple-system,"Segoe UI",sans-serif;color:#1d1d1b;background:#fff;overflow-x:hidden}
a{color:inherit;text-decoration:none}
img{max-width:100%}
.wrap{padding:0 clamp(16px,5vw,64px)}
header{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--g3)}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px;gap:16px;position:relative}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--navy)}
.brand img{width:34px;height:34px}
.links{display:flex;gap:4px;flex-wrap:wrap}
.links a{padding:8px 12px;border-radius:6px;font-size:14px;color:var(--g1);cursor:pointer}
.links a.on,.links a:hover{background:var(--sky);color:var(--blue)}
.btn{display:inline-block;padding:11px 20px;border-radius:6px;background:var(--green);color:#fff;font-weight:600;font-size:15px;border:0;cursor:pointer}
.btn.o{background:#fff;color:var(--blue);border:1px solid var(--blue)}
.btn.n{background:var(--navy)}
.hero{background:var(--navy);color:#fff;padding:clamp(40px,8vw,96px) 0}
.hero h1{font-size:clamp(28px,5vw,48px);line-height:1.15;margin:0 0 14px;max-width:760px}
.hero p{color:#cfd8e3;max-width:600px;margin:0 0 24px;font-size:18px}
.hero .row{display:flex;gap:12px;flex-wrap:wrap}
.hero .btn.o{background:transparent;color:#fff;border-color:#fff}
.sec{padding:clamp(32px,6vw,64px) 0}
.sec.alt{background:var(--g3)}
h2{color:var(--navy);font-size:clamp(22px,3vw,30px);margin:0 0 6px}
.lead{color:var(--g1);margin:0 0 24px;max-width:640px}
.grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.card{background:#fff;border:1px solid var(--g3);border-top:3px solid var(--green);padding:20px}
.alt .card{border-color:#e4e1d6;border-top-color:var(--green)}
.card h3{margin:0 0 6px;color:var(--navy);font-size:17px}
.card p{margin:0;color:var(--g1);font-size:14.5px}
.steps{counter-reset:s}
.steps .card{border-top-color:var(--blue);position:relative;padding-top:44px}
.steps .card:before{counter-increment:s;content:counter(s);position:absolute;top:12px;left:20px;width:24px;height:24px;border-radius:50%;background:var(--blue);color:#fff;font-size:13px;display:grid;place-items:center;font-weight:700}
.cta{background:var(--tint);padding:clamp(28px,5vw,48px) 0}
.cta .in{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.emi{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));align-items:start}
.field{margin-bottom:18px}
.field label{display:flex;justify-content:space-between;font-weight:600;color:var(--navy);font-size:14px;margin-bottom:6px;flex-wrap:wrap;gap:6px}
.field input[type=range]{width:100%;accent-color:var(--green)}
.num{border:1px solid var(--g2);border-radius:6px;padding:6px 10px;width:130px;max-width:45vw;font:inherit;text-align:right}
.res{background:var(--navy);color:#fff;padding:24px;border-radius:8px}
.res .big{font-size:34px;font-weight:700;margin:2px 0 14px;word-break:break-word}
.res .kv{display:flex;justify-content:space-between;padding:8px 0;border-top:1px solid #1b4a78;font-size:15px;gap:8px}
.bar{height:12px;border-radius:6px;background:var(--green);overflow:hidden;margin:6px 0 4px}
.bar i{display:block;height:100%;background:#7FB2E5}
.legend{display:flex;justify-content:space-between;font-size:12px;color:#cfd8e3}
form.f{display:grid;gap:14px;max-width:560px;margin-left:auto;margin-right:auto}
form.f input,form.f select,form.f textarea{width:100%;padding:11px 12px;border:1px solid var(--g2);border-radius:6px;font:inherit}
.two{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(160px,1fr))}
.contact{display:grid;gap:32px;grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}
.ph{background:var(--g3);border:1px dashed var(--g2);padding:2px 8px;border-radius:4px;color:var(--g1);font-size:.92em}
footer{background:var(--navy);color:#cfd8e3;padding:36px 0;font-size:14px}
footer .cols{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
footer b{color:#fff;display:block;margin-bottom:8px}
footer a{display:block;padding:2px 0}
.wa{position:fixed;right:16px;bottom:16px;width:56px;height:56px;border-radius:50%;background:#25D366;display:grid;place-items:center;box-shadow:0 4px 14px rgba(0,0,0,.25);z-index:30}
.wa svg{width:30px;height:30px;fill:#fff}
.crm-field-error{color:#b00020}
.menu{display:none;background:none;border:1px solid var(--g2);border-radius:6px;padding:6px 10px;font-size:18px}
@media(max-width:820px){
  .links{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;border-bottom:1px solid var(--g3);padding:8px 16px;flex-direction:column}
  .links.open{display:flex}
  .menu{display:block}
  .hd{display:none}
}
.hero-home .wrap{max-width:1200px;margin:0 auto}
.hero-home{text-align:center}
.hero-home h1{max-width:1000px;margin-left:auto;margin-right:auto}
.hero-home p{max-width:820px;margin-left:auto;margin-right:auto}
.hero-home .row{justify-content:center}
@media(max-width:480px){.hero-home .row{flex-direction:column}.hero-home .row .btn{width:100%;text-align:center}}